{"id":4065,"date":"2014-06-09T11:52:23","date_gmt":"2014-06-09T03:52:23","guid":{"rendered":"http:\/\/ec.moneydj.com\/joe\/?p=4065"},"modified":"2014-07-18T17:17:52","modified_gmt":"2014-07-18T09:17:52","slug":"%e7%be%8e%e5%9c%8b%e5%8b%9e%e5%b7%a5%e9%80%80%e4%bc%91%e9%87%91%e8%a8%88%e7%95%ab%e8%88%87%e7%be%8e%e5%9c%8b%e8%82%a1%e5%b8%82","status":"publish","type":"post","link":"https:\/\/blog.moneydj.com\/joe\/2014\/06\/09\/%e7%be%8e%e5%9c%8b%e5%8b%9e%e5%b7%a5%e9%80%80%e4%bc%91%e9%87%91%e8%a8%88%e7%95%ab%e8%88%87%e7%be%8e%e5%9c%8b%e8%82%a1%e5%b8%82\/","title":{"rendered":"\u7f8e\u570b\u52de\u5de5\u9000\u4f11\u91d1\u8a08\u756b\u8207\u7f8e\u570b\u80a1\u5e02"},"content":{"rendered":"

\u7f8e\u570b\u4f01\u696d\u52de\u5de5\u6709\u5404\u81ea\u5c08\u5c6c\u7684401K\uff08\u9000\u4f11\u91d1\u63d0\u64a5\u8a08\u756b \uff09\uff0c\u53ef\u4ee5\u9078\u64c7\u5c07\u81ea\u5df1\u7684\u9000\u4f11\u6e96\u5099\u91d1\u6295\u8cc7\u5230\u54ea\u4e00\u7a2e\u91d1\u878d\u5546\u54c1\uff0c401K\u57fa\u91d1\u696d\u8005\u4e00\u822c\u63d0\u4f9b10-20\u7a2e\u6295\u8cc7\u7d44\u5408\uff0c\u5305\u542b<\/span>\u80a1\u7968\u3001\u57fa\u91d1\u3001\u5e74\u91d1\u4fdd\u96aa\u3001\u50b5\u5238\u3001\u5b9a\u671f\u5b58\u6b3e\u7b49\u91d1\u878d\u7522\u54c1\u3002<\/span><\/p>\n

\u7f8e\u570b401K\u57fa\u91d1\u898f\u6a21\u90543.5\u5146\u7f8e\u5143\uff0cFidelity Investments\u3001Power Financial\u3001Vanguard\u3001\u8377\u862dING\u96c6\u5718\u3001Prudential Financial\u662f\u76ee\u524d401K\u9000\u4f11\u57fa\u91d1\u7684\u4e3b\u8981\u7ba1\u7406\u6a5f\u69cb\u696d\u8005\u3002<\/span><\/p>\n

\u9019\u662f\u7531\u96c7\u54e1\u548c\u96c7\u4e3b\u5171\u540c\u5efa\u7acb\u7684\u990a\u8001\u4fdd\u96aa\u5236\u5ea6\uff0c<\/span>\u7531\u96c7\u4e3b\u5f9e\u54e1\u5de5\u5e33\u6236\u4e2d\u6263\u9664\u4e26\u4ee3\u70ba\u63d0\u64a5\uff0c\u63d0\u64a5\u7684\u91d1\u984d\u82e5\u5728\u6cd5\u5b9a\u9650\u5236\u7bc4\u570d\u5167\uff0c\u53ef\u4ee5\u4eab\u6709\u514d\u7a05\u512a\u60e0\uff0c\u6eff60\u6b72\u958b\u59cb\u5c31\u53ef\u4ee5\u63d0\u51fa\u4f7f\u7528\uff0c\u4e0b\u5716401K\u57fa\u91d1\u6295\u8cc7\u5728\u80a1\u7968\u7684\u6bd4\u4f8b\uff0c\u54e1\u5de5\u9000\u4f11\u6642\uff0c\u5e33\u6236\u79fb\u8f49\u81f3\u500b\u4eba\u9000\u4f11\u91d1\u6236\u982d\uff0c\u53ef\u4ee5\u9078\u64c7\u4e00\u6b21\u6027\u9818\u53d6\u3001\u5206\u671f\u9818\u53d6\u548c\u8f49\u70ba\u5b58\u6b3e\u7b49\u65b9\u5f0f\u4f7f\u7528\u3002 <\/span><\/p>\n

 <\/p>\n

\u7f8e\u570b\u52de\u5de5\u572820\u6b72\u6642\u7684\u9000\u4f11\u91d1\u6295\u8cc7\u8b49\u5238\u6bd4\u4f8b(2007\u548c2012\u5e74)<\/span><\/p>\n

\"\u7f8e\u570b\u52de\u5de5\u572820\u6b72\u6642\u7684\u9000\u4f11\u91d1\u6295\u8cc7\u8b49\u5238\u6bd4\u4f8b(2007\u548c2012\u5e74)\"<\/p>\n

2012\u5e74\u6642\uff0c401k\u4e2d\u768420\u6b72\u7f8e\u570b\u52de\u5de5\uff0c\u670963.5%\u7684\u52de\u5de5\u6295\u8cc7\u8b49\u5238\u7d0480~100%\uff0c\u76f8\u5c0d\u65bc2007\u5e74\uff0c\u53ea\u670948.3%\u768420\u6b72\u52de\u5de5\u6295\u8cc780~100%\u7684\u8b49\u5238\uff0c\u7d93\u904e\u8fd1\u5e74\u7684\u7f8e\u80a1\u591a\u982d\uff0c\u7f8e\u570b\u52de\u5de5\u6295\u8cc7\u8b49\u5238\u7684\u6bd4\u4f8b\u66f4\u9ad8\u4e86<\/span><\/p>\n

 <\/p>\n

\u7f8e\u570b\u52de\u5de5\u572860\u6b72\u6642\u7684\u9000\u4f11\u91d1\u6295\u8cc7\u8b49\u5238\u6bd4\u4f8b(2007\u548c2012\u5e74)<\/span><\/p>\n

\"\u7f8e\u570b\u52de\u5de5\u572860\u6b72\u6642\u7684\u9000\u4f11\u91d1\u6295\u8cc7\u8b49\u5238\u6bd4\u4f8b(2007\u548c2012\u5e74)\"  <\/p>\n

2012\u5e74\u6642\uff0c401k\u4e2d\u768460\u6b72\u7f8e\u570b\u52de\u5de5\uff0c\u670984.5%\u7684\u52de\u5de5\u6709\u6295\u8cc7\u8b49\u5238\uff0c\u76f8\u5c0d\u65bc2007\u5e74\uff0c\u670982.3%\u768460\u6b72\u52de\u5de5\u6709\u6295\u8cc7\u8b49\u5238\uff0c\u6bd4\u4f8b\u7a0d\u5fae\u9ad8\u4e00\u4e9b\uff0c\u5927\u591a\u6578\u7684\u52de\u5de5\u591a\u5c11\u90fd\u6709\u6295\u8cc7\u7f8e\u570b<\/span>\u80a1\u5e02\uff0c\u6240\u4ee5\u80a1\u5e02\u7684\u6210\u9577\u4e5f\u610f\u5473\u8457\u7f8e\u570b\u4e00\u90e8\u5206\u4eba\u6c11\u7684\u8ca1\u5bcc\u6210\u9577\uff0c<\/span>\u800c\u80a1\u5e02\u7684\u6210\u9577\u5f80\u5f80\u66f4\u80fd\u6709\u6548\u7684\u5e36\u52d5\u6c11\u9593\u6d88\u8cbb\uff0c\u5c0d\u7d93\u6fdf\u525b\u5f9e\u5fa9\u7526\u9032\u5165\u9ad8\u901f\u6210\u9577\u7684\u7f8e\u570b\u8aaa\uff0c\u80a1\u5e02\u7684\u9577\u7dda\u591a\u982d\u767c\u5c55\uff0c\u5c0d\u65bc\u5b30\u5152\u6f6e\u4e16\u4ee3\u9000\u4f11\u5f8c\u7684\u6d88\u8cbb\uff0c\u6703\u66f4\u6709\u5e6b\u52a9\u3002<\/span><\/p>\n

\u6839\u64da\u7d71\u8a08\uff0c2012\u5e74401K\u57fa\u91d1\u5448\u73fe\u6de8\u6d41\u5165\u7d04240\u5104\u7f8e\u5143\uff0c<\/span>401K\u9000\u4f11\u91d1\u7684\u73fe\u91d1\u6d41\u6700\u5feb\u57282016\u5e74\u6703\u9032\u5165\u8ca0\u6210\u9577\uff0c\u7f8e\u570b<\/span>\u5b30\u5152\u6f6e\u4e16\u4ee3\u5df2\u7d93\u9032\u5165\u9000\u4f11\u5e74\u7d00\uff0c\u6240\u4ee5\u9000\u4f11\u91d1\u5e33\u6236\u7834\u7522\u53ef\u80fd\u6703\u6bd4\u9810\u671f\u4f86\u7684\u66f4\u5feb\uff0c\u6240\u4ee5\u7f8e\u570b\u653f\u5e9c\u672a\u4f86\u5be6\u65bd\u6e1b\u5c11\u7d66\u4ed8\uff0c\u6216\u8005\u589e\u52a0\u63d0\u64a5\u6bd4\u4f8b\u53ef\u80fd\u662f\u6642\u9593\u65e9\u665a\u7684\u554f\u984c\u3002<\/span><\/p>\n

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\u7f8e\u570b\u4f01\u696d\u52de\u5de5\u6709\u5404\u81ea\u5c08\u5c6c\u7684401K\uff08\u9000\u4f11\u91d1\u63d0\u64a5\u8a08\u756b& […]<\/a><\/p>\n<\/div>","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22],"tags":[],"class_list":["post-4065","post","type-post","status-publish","format-standard","hentry","category-news-opinion"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p4VJae-13z","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/posts\/4065","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/comments?post=4065"}],"version-history":[{"count":1,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/posts\/4065\/revisions"}],"predecessor-version":[{"id":4118,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/posts\/4065\/revisions\/4118"}],"wp:attachment":[{"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/media?parent=4065"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/categories?post=4065"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/tags?post=4065"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}