{"id":12286,"date":"2019-09-25T13:19:00","date_gmt":"2019-09-25T05:19:00","guid":{"rendered":"https:\/\/blog.moneydj.com\/joe\/?p=12286"},"modified":"2020-06-30T13:19:43","modified_gmt":"2020-06-30T05:19:43","slug":"%e8%b6%85%e4%bd%8e%e8%b3%87%e9%87%91%e4%bd%bf%e7%94%a8%e6%88%90%e6%9c%ac%e9%80%a0%e6%88%90%e7%9a%84%e7%a4%be%e6%9c%83%e7%8f%be%e8%b1%a1","status":"publish","type":"post","link":"https:\/\/blog.moneydj.com\/joe\/2019\/09\/25\/%e8%b6%85%e4%bd%8e%e8%b3%87%e9%87%91%e4%bd%bf%e7%94%a8%e6%88%90%e6%9c%ac%e9%80%a0%e6%88%90%e7%9a%84%e7%a4%be%e6%9c%83%e7%8f%be%e8%b1%a1\/","title":{"rendered":"\u8d85\u4f4e\u8cc7\u91d1\u4f7f\u7528\u6210\u672c\u9020\u6210\u7684\u793e\u6703\u73fe\u8c61"},"content":{"rendered":"\n<p>\u4e0d\u7ba1\u662f\u6b50\u7f8e\u3001\u65e5\u672c\u3001\u5357\u97d3\u3001\u9999\u6e2f\uff0c\u9084\u662f\u53f0\u7063\uff0c\u8fd1\u5e74\u9019\u4e9b\u570b\u5bb6\u7684\u5c45\u6c11\u548c\u8f3f\u8ad6\uff0c\u90fd\u5728\u8208\u8d77\u4e16\u4ee3\u63a0\u596a\u3001\u8ca7\u5bcc\u5dee\u8ddd\u3001\u85aa\u8cc7\u6210\u9577\u7de9\u6162\u6216\u662f\u793e\u6703\u52d5\u4e82\uff08\u69cd\u64ca\u4e8b\u4ef6\u3001\u96a8\u6a5f\u6bba\u4eba\u3001\u81ea\u6bba\u2026\u2026\uff09\u8b8a\u983b\u7e41\u7b49\u8b70\u984c\uff0c\u5176\u5be6\u90fd\u662f\u8ca7\u5bcc\u5dee\u8ddd\u548c\u4e16\u4ee3\u5206\u914d\u4e0d\u5747\u74b0\u5883\u9577\u671f\u51fa\u73fe\u9020\u6210\u7684\u793e\u6703\u526f\u4f5c\u7528\u3002\u5bcc\u88d5\u968e\u5c64\u9760\u8457\u4eba\u985e\u53f2\u4e0a\u8d85\u4f4e\u7684\u8cc7\u91d1\u4f7f\u7528\u6210\u672c\u53bb\u52a0\u5feb\u64f4\u5f35\u8ca1\u5bcc\u901f\u5ea6\uff0c\u800c\u9019\u4e9b\u8cc7\u672c\u81ea\u7136\u662f\u638c\u63e1\u5728\u4e2d\u58ef\u5e74\u6642\u671f\u5df2\u7d93\u7d2f\u7a4d\u8ca1\u5bcc\u7684\u4e2d\u9ad8\u5e74\u9f61\u5c64\u968e\u7d1a\uff0c\u525b\u9032\u5165\u793e\u6703\u7684\u65b0\u9bae\u4eba\u6216\u8077\u5834\u83dc\u9ce5\uff0c\u54ea\u80fd\u7d2f\u7a4d\u591a\u5c11\u8ca1\u5bcc\uff1f\u65bc\u662f\u8001\u5e74\u548c\u9752\u5e74\u4e16\u4ee3\u638c\u63e1\u8cc7\u6e90\u7684\u901f\u5ea6\u5dee\u8ddd\u5c31\u5206\u958b\u4e86\u3002<\/p>\n<p>1990\u5e74\uff0c\u7f8e\u570bS&amp;P 500\u6307\u6578\u9084\u5728300\u9ede\uff0c2019\u5e74S&amp;P 500\u6307\u6578\u5df2\u7d93\u51fa\u73fe3000\u9ede\uff0c\u9053\u74ca\u5de5\u696d\u6307\u6578\uff08Dow Jones Industrial Average\uff09\u5f9e2500\u885d\u523027000\uff0c\u90a3\u65af\u9054\u514b\uff08Nasdaq\uff09\u5f9e400\u885d\u52308000\u9ede\uff0c\u7f8e\u570b\u5c45\u6c11\u4f4f\u5b85\u623f\u50f9\u6307\u6578\u5f9e1990\u5e74\u4e0a\u6f32\u8d85\u904e270%\uff0c\u9019\u53cd\u6620\u8cc7\u672c\u8ffd\u9010\u5e02\u5834\u5546\u54c1\u7684\u8e34\u8e8d\u7a0b\u5ea6\uff0c\u800c\u4e14\u4e0d\u53ea\u7f8e\u570b\uff0c\u5df2\u958b\u767c\u570b\u5bb6\u7684\u6fb3\u6d32\u3001\u6b50\u5143\u5340\u3001\u82f1\u570b\uff0c\u623f\u50f9\u4e5f\u90fd\u662f\u5168\u9762\u4e0a\u6f32\uff0c\u4f46\u5df2\u7d93\u6bd4\u958b\u767c\u4e2d\u570b\u5bb6\u76f8\u5c0d\u7a69\u5b9a\uff0c\u958b\u767c\u4e2d\u570b\u5bb6\u7684\u8cc7\u91d1\u6e67\u5165\u623f\u5730\u7522\u60c5\u6cc1\u66f4\u70ba\u56b4\u91cd\u3002<\/p>\n<p class=\"Article_picinfo_normal\" align=\"center\">\u57161\uff1a1990\u5e74\u81f3\u4eca\u7f8e\u570b\u4f4f\u5b85\u50f9\u683c\u6307\u6578<br \/><a href=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131715\/1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-12291\" src=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131715\/1.jpg\" alt=\"\" width=\"480\" height=\"315\" srcset=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131715\/1.jpg 480w, https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131715\/1-300x197.jpg 300w\" sizes=\"auto, (max-width: 480px) 100vw, 480px\" \/><\/a><\/p>\n<p class=\"Article_picinfo_normal\" align=\"center\">\u57162\uff1a1990\u5e74\u81f3\u4eca\u6fb3\u6d32\u4f4f\u5b85\u50f9\u683c\u6307\u6578<br \/><a href=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131715\/2.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-12292\" src=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131715\/2.jpg\" alt=\"\" width=\"510\" height=\"298\" srcset=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131715\/2.jpg 510w, https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131715\/2-300x175.jpg 300w\" sizes=\"auto, (max-width: 510px) 100vw, 510px\" \/><\/a><br \/>\u57163\uff1a1990\u5e74\u81f3\u4eca\u6b50\u5143\u5340\u4f4f\u5b85\u50f9\u683c\u6307\u6578<br \/><a href=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131716\/3.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-12293\" src=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131716\/3.jpg\" alt=\"\" width=\"548\" height=\"332\" srcset=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131716\/3.jpg 548w, https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131716\/3-300x182.jpg 300w\" sizes=\"auto, (max-width: 548px) 100vw, 548px\" \/><\/a><\/p>\n<p class=\"Article_picinfo_normal\" align=\"center\">\u57164\uff1a1990\u5e74\u81f3\u4eca\u82f1\u570b\u4f4f\u5b85\u50f9\u683c\u6307\u6578<br \/><a href=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131703\/4.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-12287\" src=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131703\/4.jpg\" alt=\"\" width=\"544\" height=\"347\" srcset=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131703\/4.jpg 544w, https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131703\/4-300x191.jpg 300w\" sizes=\"auto, (max-width: 544px) 100vw, 544px\" \/><\/a><\/p>\n<p class=\"Article_tittle_3_blue_bold\">\u8d85\u4f4e\u8cc7\u91d1\u6210\u672c\uff0c\u628a\u91d1\u878d\u8cc7\u7522\u50f9\u4f4d\u63a8\u5347\u81f3\u6b77\u53f2\u9ad8\u9ede<\/p>\n<p>2008\u5e74\u5168\u7403\u91d1\u878d\u6d77\u562f\uff0c\u5168\u7403\u8b49\u5238\u548c\u623f\u5730\u7522\u7b49\u8cc7\u7522\u5927\u5d29\u8dcc\uff0c\u5931\u696d\u4eba\u53e3\u66b4\u589e\uff0c\u5546\u696d\u6d3b\u52d5\u9a5f\u6e1b\uff0c\u5168\u7403\u4e3b\u8981\u592e\u884c\u4e0d\u7d04\u800c\u540c\u5730\u51fa\u624b\uff0c\u8b93\u8ca8\u5e63\u653f\u7b56\u5927\u5e45\u5bec\u9b06\uff0c\u653f\u7b56\u5229\u7387\u964d\u5230\u8cbc\u8fd1\u5730\u677f\u7684\u96f6\u5229\u7387\uff0c\u7136\u5f8c\u9084\u796d\u51fa\u91cf\u5316\u5bec\u9b06\u8ca8\u5e63\u653f\u7b56\uff0c\u5927\u5e45\u589e\u52a0\u8cc7\u672c\u4f9b\u7d66\uff0c\u4f01\u5716\u589e\u52a0\u8cc7\u91d1\u6d41\u52d5\u6027\uff0c\u9020\u5c31\u4e86\u4eba\u985e\u53f2\u4e0a\u8cc7\u91d1\u4f7f\u7528\u6210\u672c\u6700\u4f4e\u7684\u6642\u671f\u3002<\/p>\n<p>\u90a3\u500b\u5229\u7387\u7a76\u7adf\u4f4e\u5230\u4ec0\u9ebc\u7a0b\u5ea6\uff1f\u53ea\u8981\u6295\u8cc7\u4eba\u80fd\u5728\u5e02\u5834\u4e0a\u627e\u5230\u5831\u916c\u7387\u9ad8\u65bc2.0%\u7684\u6a19\u7684\uff0c\u6295\u8cc7\u6642\u9593\u62c9\u9577\u4e00\u9ede\uff0c\u5927\u6982\u90fd\u80fd\u7372\u5f97\u8cc7\u672c\u5229\u5f97\u6548\u76ca\uff0c\u65bc\u662f\u570b\u5bb6\u50b5\u5238\u3001\u80a1\u7968\u3001\u516c\u53f8\u50b5\u3001\u79df\u5c4b\u5e02\u5834\uff0c\u9019\u4e9b\u80fd\u76f8\u5c0d\u7a69\u5b9a\u53d6\u5f972.0%\u6536\u76ca\u7684\u91d1\u878d\u5de5\u5177\uff0c\u81ea\u7136\u5bb9\u6613\u7372\u5f97\u6295\u8cc7\u4eba\u9752\u775e\u3002\u8d85\u5927\u91cf\u8cc7\u672c\u6551\u5e02\u7684\u526f\u4f5c\u7528\uff0c\u5341\u5e74\u5f8c\uff0c\u5f88\u591a\u5546\u54c1\u50f9\u683c\u90fd\u63da\u5347\u5230\u76f8\u7576\u9ad8\u7684\u50f9\u4f4d\u3002<\/p>\n<p>\u4ee5\u5f80\u53f0\u7063\u5f88\u591a\u6295\u8cc7\u4eba\u6703\u5f80\u6d77\u5916\u5c0b\u627e\u5357\u975e\u5e63\u3001\u7d10\u5e63\u3001\u6fb3\u5e63\u3001\u82f1\u938a\u4e4b\u985e\u7684\u9ad8\u5229\u606f\u8ca8\u5e63\uff0c\u4f46\u57282019\u5e74\uff0c\u5df2\u958b\u767c\u570b\u5bb6\u7684\u5229\u7387\u5e7e\u4e4e\u90fd\u964d\u5230\u975e\u5e38\u4f4e\u7684\u6c34\u5e73\uff0c\u53f0\u5e63\u7684\u57fa\u790e\u5229\u7387\uff0c\u76f8\u5c0d\u65bc\u5df2\u958b\u767c\u570b\u5bb6\u8ca8\u5e63\u5229\u7387\uff0c\u53cd\u800c\u8b8a\u6210\u9ad8\u606f\u8ca8\u5e63\uff0c\u5f9e\u9019\u88e1\u5c31\u53ef\u4ee5\u770b\u51fa\uff0c\u5168\u7403\u8cc7\u672c\u5e02\u5834\u589e\u52a0\u4e86\u591a\u9a5a\u4eba\u7684\u6d41\u52d5\u6027\u3002<\/p>\n<p class=\"Article_picinfo_normal\" align=\"center\">\u57165\uff1a\u5168\u7403\u4e3b\u8981\u7d93\u6fdf\u9ad4\u57fa\u790e\u5229\u7387\u8b8a\u5316<br \/><a href=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131706\/5.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-12288\" src=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131706\/5.jpg\" alt=\"\" width=\"495\" height=\"1092\" srcset=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131706\/5.jpg 495w, https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131706\/5-136x300.jpg 136w, https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131706\/5-464x1024.jpg 464w\" sizes=\"auto, (max-width: 495px) 100vw, 495px\" \/><\/a><\/p>\n<p class=\"Article_picinfo_normal\" align=\"center\">\u57166\uff1a2001\u5e74\u81f3\u4eca\u53f0\u7063\u57fa\u790e\u5229\u7387\u8b8a\u5316<br \/><a href=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131709\/6.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-12289\" src=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131709\/6.jpg\" alt=\"\" width=\"548\" height=\"220\" srcset=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131709\/6.jpg 548w, https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131709\/6-300x120.jpg 300w\" sizes=\"auto, (max-width: 548px) 100vw, 548px\" \/><\/a><\/p>\n<p>\u90a3\u9ebc\u5df2\u7d93\u7dad\u6301\u8d85\u904e\u5341\u5e74\u7684\u8b49\u5238\u5e02\u5834\u64f4\u5f35\uff0c\u6703\u4e0d\u6703\u8d70\u5411\u8cc7\u7522\u6ce1\u6cab\u5316\uff0c\u7136\u5f8c\u51fa\u73fe\u5927\u5e45\u4fee\u6b63\u5462\uff1f<\/p>\n<p>Of course\uff01\u7576\u8cc7\u7522\u6295\u8cc7\u56de\u5831\u7387\u96a8\u8457\u50f9\u683c\u98c6\u9ad8\uff0c\u57fa\u671f\u4e0a\u5347\uff0c\u51fa\u73fe\u4e0b\u964d\uff0c\u6295\u8cc7\u5831\u916c\u7387\u964d\u5230\u4f4e\u65bc\u8cc7\u91d1\u4f7f\u7528\u6210\u672c\u7684\u6642\u5019\uff0c\u5168\u7403\u666f\u6c23\u548c\u91d1\u878d\u5e02\u5834\u81ea\u7136\u6703\u518d\u5ea6\u51fa\u73fe\u5927\u4fee\u6b63\u3002\u7f8e\u570b\u50b5\u5238\u7684\u6b96\u5229\u7387\u66f2\u7dda\u4e2d\uff0c\u9577\u5929\u671f\u50b5\u5238\u6b96\u5229\u7387\u548c\u77ed\u5929\u671f\u50b5\u5238\u6b96\u5229\u7387\uff0c\u5229\u5dee\u5df2\u7d93\u9010\u6f38\u7e2e\u5c0f\uff0c\u6162\u6162\u5730\u8d70\u5411\u5404\u7a2e\u9031\u671f\u50b5\u5238\u6b96\u5229\u7387\u5dee\u5b8c\u5168\u6536\u6582\uff0c\u90a3\u9ebc\u9019\u6ce2\u666f\u6c23\u5faa\u74b0\u7684\u7d42\u9ede\u5c31\u4e0d\u9060\u4e86\u3002<\/p>\n<p class=\"Article_picinfo_normal\" align=\"center\">\u57167\uff1a2019\/9\/16\u7f8e\u50b5\u6b96\u5229\u7387\u66f2\u7dda\uff08\u5de6\uff09\u8207S&amp;P 500\u6307\u6578<br \/>\u00a0\u00a0\u00a0<a href=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131712\/7.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-12290\" src=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131712\/7.jpg\" alt=\"\" width=\"654\" height=\"346\" srcset=\"https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131712\/7.jpg 654w, https:\/\/moneydj-blog.s3.amazonaws.com\/wp-content\/uploads\/sites\/2\/2020\/06\/30131712\/7-300x159.jpg 300w\" sizes=\"auto, (max-width: 654px) 100vw, 654px\" \/><\/a> \u00a0\u00a0<\/p>\n<p>\u6211\u5011\u53ef\u4ee5\u60f3\u50cf\uff0c2009\u5e74\u52302019\u5e74\uff0c\u6b21\u7d1a\u623f\u8cb8\u98a8\u66b4\u91cd\u707d\u5340\u7684\u7f8e\u570b\uff0c\u666f\u6c23\u96d6\u7136\u5fa9\u7526\u5230\u5229\u7387\u53ef\u4ee5\u5f9e0.25%\u5347\u606f\u52302.50%\uff0c\u4f46\u9019\u5df2\u7d93\u662f\u5df2\u958b\u767c\u570b\u5bb6\u4e2d\uff0c\u5229\u7387\u76f8\u5c0d\u9ad8\uff0c\u7d93\u6fdf\u9ad4\u8cea\u4e5f\u76f8\u5c0d\u5065\u5168\u7684\uff0c\u5168\u7403\u7b2c\u4e8c\u5927\u7684\u6c11\u9593\u6d88\u8cbb\u5e02\u5834\u7d93\u6fdf\u9ad4\uff1a\u6b50\u5143\u5340\u53ef\u662f\u9084\u57280%\u5f98\u5f8a\uff0c\u666f\u6c23\u4ecd\u7136\u6c92\u6709\u597d\u5230\u53ef\u4ee5\u5347\u606f\u3002\u90a3\u9ebc\uff0c\u7576\u9019\u6ce2\u666f\u6c23\u5faa\u74b0\u5230\u5e95\u4e86\uff0c\u8981\u8f49\u6298\u8d70\u4e0b\u5761\u4e86\uff0c\u592e\u884c\u8981\u80fd\u7528\u4ec0\u9ebc\u8ca8\u5e63\u5de5\u5177\u4f86\u6551\u5e02\uff1f<\/p>\n<p>\u7f8e\u570b\u548c\u4e00\u4e9b\u958b\u767c\u4e2d\u570b\u5bb6\uff0c\u5229\u7387\u76f8\u5c0d\u9ad8\uff0c\u9084\u6709\u964d\u606f\u7a7a\u9593\uff0c\u4f46\u662f\u6b50\u5143\u5340\u3001\u82f1\u570b\u3001\u65e5\u672c\u7b49\u570b\u5bb6\uff0c\u5927\u6982\u5c31\u53ea\u80fd\u64f4\u5927\u91cf\u5316\u5bec\u9b06\u898f\u6a21\u4e86\uff0c\u751a\u81f3\u62ac\u51fa\u66f4\u5927\u898f\u6a21\u7684\u8ca8\u5e63\u65b0\u5de5\u5177\uff0c\u5047\u5982\u9019\u500b\u60c5\u6cc1\u771f\u7684\u767c\u751f\u4e86\uff0c\u6309\u7167\u6211\u5011\u76ee\u524d\u7684\u8cc7\u7522\u6c34\u5e73\u53bb\u60f3\u50cf\uff0c\u672a\u4f86\u7684\u8a31\u591a\u5546\u54c1\u8cc7\u7522\u50f9\u683c\uff0c\u5f88\u6709\u53ef\u80fd\u6703\u51fa\u73fe\u66f4\u8a87\u5f35\u7684\u9ad8\u50f9\u3002<\/p>\n<p>\u5728\u90a3\u6a23\u7684\u74b0\u5883\u4e0b\uff0c\u638c\u63e1\u8cc7\u672c\u76f8\u5c0d\u5145\u88d5\u7684\u8cc7\u672c\u968e\u7d1a\uff0c\u53ef\u4ee5\u900f\u904e\u6295\u8cc7\u5de5\u5177\uff0c\u8907\u88fd\u9019\u6ce2\u666f\u6c23\u5faa\u74b0\u7684\u591a\u982d\u5217\u8eca\uff0c\u7e7c\u7e8c\u64f4\u5927\u500b\u4eba\u8ca1\u5bcc\uff0c\u4f46\u662f\u638c\u63e1\u8cc7\u672c\u8f03\u5c11\u7684\u4e2d\u7522\u968e\u7d1a\u548c\u4f4e\u8cc7\u7522\u968e\u7d1a\uff0c\u53ea\u80fd\u4f9d\u9760\u52de\u52d5\u529b\u4f86\u7372\u53d6\u6536\u5165\uff0c\u8cc7\u7522\u6210\u9577\u901f\u5ea6\u76f8\u7576\u7de9\u6162\u3002\u4ee5\u7f8e\u570b\u793e\u6703\u4f86\u8aaa\uff0c\u6301\u7e8c\u64f4\u5927\u7684\u8ca7\u5bcc\u5dee\u8ddd\uff0c\u4e00\u76f4\u5728\u767c\u751f\uff0c\u806f\u6e96\u6703\u51fa\u624b\u6551\u5e02\u548c\u653e\u5bec\u8ca8\u5e63\u5de5\u5177\uff0c\u589e\u52a0\u5c31\u696d\u4eba\u53e3\uff0c\u7dad\u6301\u5e02\u5834\u7a69\u5b9a\u6027\uff0c\u96d6\u7136\u53ef\u4ee5\u4fdd\u969c\u793e\u6703\u5e95\u5c64\u548c\u4e2d\u7522\u968e\u7d1a\u751f\u6d3b\u54c1\u8cea\uff0c\u4f46\u662f\u5bcc\u88d5\u968e\u5c64\u537b\u8ca1\u5bcc\u66b4\u589e\uff0c\u65bc\u662f\u4e2d\u7522\u968e\u7d1a\u4ee5\u4e0b\u7684\u5bb6\u5ead\uff0c\u638c\u63e1\u7684\u793e\u6703\u8ca1\u5bcc\u6bd4\u91cd\u8d8a\u4f86\u8d8a\u4f4e\uff0c\u800c\u4e14\u5e7e\u4e4e\u53ef\u4ee5\u9810\u671f\uff0c\u9019\u500b\u8ca7\u5bcc\u5dee\u8ddd\u64f4\u5927\u6703\u6301\u7e8c\u4e0b\u53bb\u3002<\/p>\n<p>\u7d93\u904e\u9577\u6642\u9593\u7d2f\u7a4d\uff0c\u8ca7\u5bcc\u5dee\u8ddd\u8d8a\u4f86\u8d8a\u5927\uff0c\u5f88\u591a\u8f9b\u82e6\u5de5\u4f5c\u7684\u52de\u52d5\u968e\u7d1a\uff0c\u9010\u6f38\u767c\u73fe\uff0c\u4e0d\u7ba1\u600e\u9ebc\u52a0\u73ed\u548c\u52aa\u529b\u5de5\u4f5c\uff0c\u8ca1\u5bcc\u7d2f\u7a4d\u9084\u662f\u975e\u5e38\u9f9c\u901f\uff0c\u751a\u81f3\u8ffd\u4e0d\u4e0a\u623f\u50f9\u4e0a\u6f32\u548c\u7269\u50f9\u4e0a\u6f32\uff0c\u9019\u4e9b\u52de\u52d5\u968e\u7d1a\u81ea\u7136\u6703\u5c0d\u793e\u6703\u7684\u6028\u5ff5\u52a0\u5927\uff0c\u4ed6\u5011\u672a\u5fc5\u662f\u8ca7\u5bcc\u5dee\u8ddd\u4e0b\u7684\u76f4\u63a5\u53d7\u5bb3\u8005\uff0c\u4e5f\u53ef\u80fd\u662f\u9593\u63a5\u53d7\u5bb3\u8005\uff0c\u4f8b\u5982\u66f4\u591a\u7684\u5bb6\u9577\u9762\u5c0d\u66f4\u9577\u7684\u5de5\u6642\uff0c\u5bb6\u4e2d\u5b50\u5973\u7684\u7167\u9867\u59a5\u5584\u54c1\u8cea\u4e0b\u964d\uff0c\u751a\u81f3\u8d85\u4f4e\u54c1\u8cea\u7684\u966a\u4f34\u548c\u990a\u80b2\uff0c\u5b50\u5973\u6210\u5e74\u4ee5\u5f8c\uff0c\u60c5\u7dd2\u63a7\u7ba1\u80fd\u529b\u76f8\u5c0d\u5dee\uff0c\u8b8a\u6210\u793e\u6703\u6cbb\u5b89\u672a\u7206\u5f48\u7684\u6848\u4f8b\u5c31\u53ef\u80fd\u6703\u589e\u52a0\u4e86\u3002\u5f9e\u5b8f\u89c0\u7684\u89d2\u5ea6\u4f86\u8aaa\uff0c\u4ed6\u5011\u4e0d\u77e5\u4e0d\u89ba\u5730\u5f9e\u793e\u6703\u53d7\u5bb3\u8005\u8b8a\u6210\u793e\u6703\u52a0\u5bb3\u8005\uff0c\u4f46\u662f\u9019\u4e9b\u793e\u6703\u554f\u984c\uff0c\u5728\u73fe\u4eca\u7684\u8cc7\u672c\u4e3b\u7fa9\u74b0\u5883\u4e2d\uff0c\u6050\u6015\u96e3\u4ee5\u89e3\u6c7a\u3002<\/p>\n<p>\u5982\u540c\u524d\u9762\u7684\u8ad6\u8ff0\uff0c\u6bcf\u6ce2\u666f\u6c23\u5faa\u74b0\u7684\u64f4\u5f35\u662f\u6709\u6975\u9650\u7684\uff0c\u7576\u90a3\u500b\u5dd4\u5cf0\u51fa\u73fe\uff0c\u666f\u6c23\u5927\u8870\u9000\u7684\u6642\u5019\uff0c\u6709\u9322\u4eba\u5e33\u9762\u640d\u5931\u6703\u5f88\u9a5a\u4eba\uff0c\u53ef\u662f\u5e95\u4e0b\u6c92\u6709\u8cc7\u7522\u7684\u4eba\u66f4\u4e0d\u597d\u904e\uff0c\u4ed6\u5011\u901a\u5e38\u662f\u76f4\u63a5\u9762\u5c0d\u5931\u696d\u548c\u98e2\u9913\uff0c\u6216\u662f\u7e73\u4e0d\u51fa\u623f\u79df\u7121\u5bb6\u53ef\u6b78\uff0c\u53ea\u8981\u51fa\u73fe\u8cc7\u7522\u5e02\u5834\u5d29\u6f70\uff0c\u4e2d\u7522\u968e\u7d1a\u4ee5\u4e0b\u7684\u52de\u52d5\u968e\u7d1a\u7684\u8655\u5883\u53ea\u6703\u66f4\u6158\u70c8\uff0c\u4e5f\u5c31\u662f\u8aaa\uff0c\u623f\u50f9\u7acb\u523b\u5d29\u6f70\u5e36\u52d5\u7d93\u6fdf\u8870\u9000\u7684\u8a71\uff0c\u6703\u6b7b\u7684\u7d55\u4e0d\u6703\u53ea\u6709\u90a3\u4e9b\u4ee5\u9322\u6efe\u9322\u7684\u4eba\uff0c\u6c92\u6709\u6295\u8cc7\u7684\u4e2d\u7522\u968e\u7d1a\u548c\u5e95\u5c64\uff0c\u53ea\u6703\u6bd4\u5012\u6963\u66f4\u5012\u6963\u3002<\/p>\n<p>\u9019\u662f\u5f88\u907a\u61be\u7684\u8cc7\u672c\u4e3b\u7fa9\u7684\u4e16\u754c\uff0c\u7aae\u4eba\u6c38\u9060\u662f\u5728\u4e0d\u5229\u7684\u4f4d\u968e\uff0c\u4e3b\u8981\u5927\u578b\u7d93\u6fdf\u9ad4\u7684\u592e\u884c\u5011\uff0c\u6b64\u6642\u4e0d\u5f97\u4e0d\u51fa\u624b\u6551\u5e02\uff0c\u589e\u52a0\u8cc7\u672c\u5e02\u5834\u6d41\u52d5\u6027\uff0c\u628a\u4e2d\u7522\u968e\u7d1a\u4ee5\u4e0b\u968e\u5c64\u633d\u6551\u56de\u4f86\uff0c\u4e0d\u904e\u540c\u6642\u4e5f\u6703\u8b93\u5bcc\u88d5\u968e\u5c64\u767c\u5927\u8ca1\uff0c\u4f46\u592e\u884c\u5011\u53c8\u4e0d\u80fd\u4e0d\u91cb\u653e\u8cc7\u672c\u6d41\u52d5\u6027\uff0c\u57fa\u672c\u4e0a\u6c92\u5f97\u9078\u64c7\uff0c\u56e0\u70ba\u6642\u9593\u4e0d\u7ad9\u5728\u7aae\u7684\u4e00\u65b9\u3002\u6709\u9322\u4eba\u53ea\u662f\u5e33\u9762\u6578\u64da\u640d\u5931\uff0c\u751f\u6d3b\u54c1\u8cea\u4e0d\u592a\u6703\u53d7\u7acb\u523b\u53d7\u5f71\u97ff\uff0c\u4f46\u7aae\u4eba\u9762\u5c0d\u7684\u662f\u7acb\u5373\u6027\u7684\u6c11\u751f\u554f\u984c\uff0c\u5305\u62ec\u98df\u8863\u4f4f\u884c\u548c\u91ab\u7642\uff0c\u5982\u679c\u6709\u80cc\u623f\u8cb8\uff0c\u90a3\u66f4\u5371\u96aa\uff0c\u552f\u4e00\u64c1\u6709\u7684\u8cc7\u7522\u641e\u4e0d\u597d\u6703\u56e0\u70ba\u62b5\u62bc\u800c\u6536\u56de\uff0c\u6240\u4ee5\u592e\u884c\u5011\u4e5f\u53ea\u6709\u55ae\u5411\u9078\u64c7\uff0c\u907f\u514d\u793e\u6703\u51fa\u73fe\u5de8\u5927\u7684\u5931\u696d\u6d6a\u6f6e\u30022008\u5e74\uff0c\u7f8e\u570b\u6b21\u7d1a\u623f\u8cb8\uff0c\u806f\u6e96\u6703\u96d6\u7136\u9023\u7e8c\u964d\u606f\u4e86\uff0c\u4f46\u7f8e\u570b\u5931\u696d\u4eba\u53e3\u7206\u589e800\u842c\u4eba\uff0c\u518d\u665a\u4e00\u9ede\u51fa\u624b\uff0c\u5931\u696d\u4eba\u53e3\u7d55\u5c0d\u7834\u5343\u842c\uff0c\u9019\u9084\u6c92\u8a08\u7b97\u5176\u5b83\u53d7\u5f71\u97ff\u7684\u5168\u7403\u5931\u696d\u4eba\u53e3\uff0c\u9084\u6709\u884d\u751f\u7684\u793e\u6703\u554f\u984c\u3002<\/p>\n<p>\u5f88\u4e0d\u5e78\u7684\uff0c\u77ed\u671f\u5167\uff0c\u4eba\u985e\u7684\u8cc7\u672c\u4e16\u754c\u96e3\u4ee5\u812b\u96e2\u9019\u6a23\u7684\u666f\u6c23\u5faa\u74b0\u7d50\u69cb\uff0c\u8fd1\u5e74\u4f86\uff0c\u6b50\u7f8e\u653f\u58c7\u90fd\u6301\u7e8c\u51fa\u73fe\u5404\u7a2e\u6975\u7aef\u7684\u653f\u6cbb\u4eba\u7269\u548c\u653f\u9ee8\uff0c\u4eba\u5011\u4f01\u5716\u5f9e\u653f\u6cbb\u4e0a\u53bb\u89e3\u6c7a\u91d1\u878d\u7d50\u69cb\u6240\u9020\u6210\u7684\u884d\u751f\u554f\u984c\uff0c\u4f46\u622a\u81f3\u76ee\u524d\u70ba\u6b62\uff0c\u4ecd\u7136\u770b\u4e0d\u5230\u597d\u7684\u6539\u5584\u65b9\u5f0f\uff0c\u8cc7\u672c\u4e3b\u7fa9\u7684\u5730\u7403\u9084\u6703\u7e7c\u7e8c\u8f49\uff0c\u8cc7\u672c\u4e3b\u7fa9\u4e0d\u6703\u505c\u4e0b\u4f86\uff0c\u8fd1\u5e74\u4f86\u5e38\u898b\u5230\u7684\u793e\u6703\u554f\u984c\uff0c\u51fa\u73fe\u983b\u7387\u5f88\u9ad8\u6a5f\u7387\u53ea\u6703\u589e\u52a0\uff0c\u4e0d\u6703\u6e1b\u5c11\u3002<br \/><br \/>http:\/\/www.naipo.com\/Portals\/1\/web_tw\/Knowledge_Center\/Editorial\/IPNC_190925_1501.htm<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>\u4e0d\u7ba1\u662f\u6b50\u7f8e\u3001\u65e5\u672c\u3001\u5357\u97d3\u3001\u9999\u6e2f\uff0c\u9084\u662f\u53f0\u7063\uff0c\u8fd1\u5e74\u9019\u4e9b\u570b <a class=\"mh-excerpt-more\" href=\"https:\/\/blog.moneydj.com\/joe\/2019\/09\/25\/%e8%b6%85%e4%bd%8e%e8%b3%87%e9%87%91%e4%bd%bf%e7%94%a8%e6%88%90%e6%9c%ac%e9%80%a0%e6%88%90%e7%9a%84%e7%a4%be%e6%9c%83%e7%8f%be%e8%b1%a1\/\" title=\"\u8d85\u4f4e\u8cc7\u91d1\u4f7f\u7528\u6210\u672c\u9020\u6210\u7684\u793e\u6703\u73fe\u8c61\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22],"tags":[],"class_list":["post-12286","post","type-post","status-publish","format-standard","hentry","category-news-opinion"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p4VJae-3ca","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/posts\/12286","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/comments?post=12286"}],"version-history":[{"count":1,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/posts\/12286\/revisions"}],"predecessor-version":[{"id":12294,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/posts\/12286\/revisions\/12294"}],"wp:attachment":[{"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/media?parent=12286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/categories?post=12286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.moneydj.com\/joe\/wp-json\/wp\/v2\/tags?post=12286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}