Warren Edward Buffett

這篇是舊文章了,但不同的時期閱讀,會有不同的想法,思考的改變就知道自己進步多遠
Warren Edward Buffett
There was a one-hour interview on CNBC with Warren Buffet
the second richest man who has donated $31 billion to charity 
Here are some very interesting aspects of his life:
(以下摘錄自CNBC電視台對世界排名第2的富豪Buffett所做的一小時專訪
Buffett目前已經捐310億美元給慈善機構,他對於人生的一些見解非常有趣) 

1.He bought his first share at age 11 and he now regrets that he started too late!
(他11歲開始買了第一張股票,但現在還是很後悔說他太晚買了!) 

2.He bought a small farm at age 14 with savings from delivering newspapers.
(他14歲時,就用他從小時候送報紙所賺的錢,買了一個小農場.) 

3.He still lives in the same small 3-bedroom house in mid-town Omaha,
that he bought after he got married 50 years ago. 
He says that he has everything he needs in that house. 
His house does not have a wall or a fence.
(他雖然富甲一方,卻仍然住在Omaha小鎮的一棟三房小屋內,那是他結婚50週年後所買的房子.他說他們家什麼都有了啊!他家甚至連圍牆或籬笆都沒有!)
 
4.He drives his own car everywhere and 
does not have a driver or security people around him.
(他都自己開車出門,也沒有請司機或保全人員跟著他.)

5.He never travels by private jet, 
although he owns the world’s largest private jet company.
(他雖然是世界最大的私人噴射客機公司的老闆,但卻從來沒有搭私人飛機旅行過.)

6.His company, Berkshire Hathaway, owns 63 companies. 
He writes only one letter each year to the CEOs of these companies, 
giving them goals for the year. 
He never holds meetings or calls them on a regular basis. 
He has given his CEO’s only two rules.
(他公司 Berkshire Hathaway,旗下擁有63家企業.他每年只寫一封信給這些企業的總裁,
把今年的營運目標告訴他們.他從來不曾定期主持或召開會議,
他給這些總裁們的守則只有以下兩條
Rule number 1: do not lose any of your share holder’s money.
(守則一:不要讓公司的投資人虧錢)
Rule number 2: Do not forget rule number 1.
(守則二: 不要忘記守則一)

7.He does not socialize with the high society crowd. 
His past time after he gets home is to make himself some pop corn and watch Television.
(他不太跟群眾交際應酬.下班後主要活動就是弄一點爆米花來吃吃,跟看看電視.)
 
8.Bill Gates, the world’s richest man met him for the first time only 5 years ago. 
Bill Gates did not think he had anything in common with Warren Buffet. 
So he had scheduled his meeting only for half hour. But when Gates met him, 
the meeting lasted for ten hours and Bill Gates became a devotee of Warren Buffet.
(五年前世界首富比爾蓋茲第一次跟巴菲特見面,他覺得他跟巴菲特根本沒有什麼共同點,
所以他只排了半個小時跟巴菲特會談.但當他們見面後,一共談了10個小時,
從此之後,比爾蓋茲開始變成巴菲特的忠實信徒,獻身慈善事業.)

9.Warren Buffet does not carry a cell phone,nor has a computer on his desk.
(巴菲特不帶手機,桌上沒有電腦.)

His advice to young people:”Stay away from credit cards and invest in yourself and Remember:
他給時下年輕人的建議是「遠離信用卡的物慾, 多投資自己並且牢記」

Money doesn’t create man but it is the man who created money.
(錢是人創造出來的,但是錢不會創造人.)

Live your life as simple as you are.
(過你自己想過的簡單生活吧!)

Don’t do what others say, just listen them, but do what you feel good
(別人說的話聽聽可以,但不一定要照做,做你自己覺得很棒的事) 
 
Don’t go on brand name; just wear those things in which u feel comfortable.
(別走入名牌的迷思,穿你覺得舒服的服飾即可)

Don’t waste your money on unnecessary things; just spend on them who really in need rather.
(與其把錢花在不必要的事情上,倒不如把錢花在真正需要的地方)

After all it’s your life then why give chance to others to rule our life.
(總而言之,這是你的人生,幹嘛讓其他人來指揮你的人生呢?)
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以下是一些Buffet常見的經典名言
1.絕不投資財報令人看不懂的公司。
2.財報只是評估企業價值的起點，而非最終的結果。
3.不要把所有雞蛋放在一個籃子裡的說法是錯誤的，我們應像馬克吐溫所說的：把所有雞蛋放在一個籃子裡，然而看好他們。
4.我不投資科技股絕非迷信不迷信的問題，而是我對科技業並不具有獨到的眼光，因此我寧願投資我懂的東西。
5.我從未想過預測股市未來，而股市短期未來走勢的預測更是有如毒藥，應該讓其遠離投資人。
6.投資不僅要買得早，還要賣得早。
7.許多人盲目投資，等於是通宵玩牌，卻從未看清自己手中的牌。
8.只有退潮時，你才知道誰在裸泳。
9.你必須隨時擁有充裕的資金，如果你想射中大象，你就必須隨時把槍帶在身上。
10.股市與上帝一樣，不同的是股市不會原諒不知道自己在做些什麼的人。
11.沒有公式能判定股票價值，唯一的方法就是徹底了解這家公司。
12.風險來自於你不知道自己在做什麼。
13.我偏愛的投資期限是永遠。
14.投資的密訣的是，看到別人貪心的時候要害怕，別人害怕的時候要貪心。
15.別人同意你的說法，並非表示你是對的，只有你根據正確的事實做出正確的判斷，才代表你是對的。
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別人的經驗可以做參考,那不見得是對的,因為別人所處的環境和你的並不一樣
Buffet是值得學習的對象,但不是模仿的對象,看別人的例子要培養出自己獨立思考的能力
具有最高報酬率的投資就是”知識”,投資在自己身上的報酬率最高
學,但不要模仿,不難理解,但卻很難做到